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APPENDIX B

JOINT OPTION FACTORS FOR DISABILITY RETIREMENT

Beneficiary's Age in
Relation to Retiree's Age
50% "Pop-Up"
Option
50% Joint
Option
66% 100%
         

Each additional year older

+.008 +.008 +.010 +.012
         
+ 10 years
+ 9 years
+ 8 years
+ 7 years
+ 6 years
+ 5 years
+ 4 years
+ 3 years
+ 2 years
+ 1 year
.870
.862
.854
.846
.838
.830
.822
.814
.806
.798
.890
.882
.874
.866
.858
.850
.842
.834
.826
.818
.860
.850
.840
.830
.820
.810
.800
.790
.780
.770
.820
.808
.796
.784
.772
.760
.748
.736
.724
.712
         
Same Age .790 .810 .760 .700
         
- 1 year
- 2 years
- 3 years
- 4 years
- 5 years
- 6 years
- 7 years
- 8 years
- 9 years
- 10 years
.782
.774
.766
.758
.750
.742
.734
.726
.718
.710
.802
.794
.786
.778
.770
.762
.754
.746
.738
.730
.750
.740
.730
.720
.710
.700
.690
.680
.670
.660
.688
.676
.664
.652
.640
.628
.616
.604
.592
.580
         
Each additional year younger -.008 -.008 -.010 -.012
 

 

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