| Beneficiary's Age in Relation to Retiree's Age
 | 50% "Pop-Up" Option
 | 50% Joint Option
 | 66% | 100% | 
  
    |  |  |  |  |  | 
  
    | Each additional year older  | +.008 | +.008 | +.010 | +.012 | 
  
    |  |  |  |  |  | 
  
    | + 10 years + 9 years
 + 8 years
 + 7 years
 + 6 years
 + 5 years
 + 4 years
 + 3 years
 + 2 years
 + 1 year
 | .870 .862
 .854
 .846
 .838
 .830
 .822
 .814
 .806
 .798
 | .890 .882
 .874
 .866
 .858
 .850
 .842
 .834
 .826
 .818
 | .860 .850
 .840
 .830
 .820
 .810
 .800
 .790
 .780
 .770
 | .820 .808
 .796
 .784
 .772
 .760
 .748
 .736
 .724
 .712
 | 
  
    |  |  |  |  |  | 
  
    | Same Age | .790 | .810 | .760 | .700 | 
  
    |  |  |  |  |  | 
  
    | - 1 year - 2 years
 - 3 years
 - 4 years
 - 5 years
 - 6 years
 - 7 years
 - 8 years
 - 9 years
 - 10 years
 | .782 .774
 .766
 .758
 .750
 .742
 .734
 .726
 .718
 .710
 | .802 .794
 .786
 .778
 .770
 .762
 .754
 .746
 .738
 .730
 | .750 .740
 .730
 .720
 .710
 .700
 .690
 .680
 .670
 .660
 | .688 .676
 .664
 .652
 .640
 .628
 .616
 .604
 .592
 .580
 | 
  
    |  |  |  |  |  | 
  
    | Each additional year younger | -.008 | -.008 | -.010 | -.012 |