SECTION XVIII. FACILITY OF PAYMENT

If any Participant, retired Participant, or contingent annuitant eligible to receive payments under the Plan is, in the opinion of the Pension Trustees, legally, physically, or mentally incapable of personally receiving and receipting for any payment under this Plan, the Pension Trustees may direct payments to such other person, persons, or institution, who in the opinion of the Pension Trustees, are then maintaining or have custody of such payee, until claim is made by a duly appointed guardian or other legal representative of such payee. Such payments will constitute a full discharge of the liability of the Plan to the extent thereof.