Printable PDF Version of SPD/Plan Document                 

APPENDIX B

ACTUARIAL EQUIVALENT FACTORS FOR EARLY RETIREMENT

              Plus Months

Age

0

1

2

3

4

5

6

7

8

9

10

11


55


.3714


.3743


.3772


.3802


.3831


.3860


.3889


.3918


.3947


.3977


.4006


.4035


56


.4064


.4097


.4129


.4162


.4194


.4227


.4259


.4292


.4324


.4357


.4389


.4422


57


.4454


.4490


.4527


.4563


.4600


.4636


.4673


.4709


.4745


.4782


.4818


.4855


58


.4891


.4932


.4973


.5013


.5054


.5095


.5136


.5176


.5217


.5258


.5299


.5339


59


.5380


.5426


.5472


.5518


.5564


.5610


.5656


.5701


.5747


.5793


.5839


.5885


60


.5931


.5983


.6035


.6086


.6138


.6190


.6242


.6293


.6345


.6397


.6449


.6500


61


.6552


.6611


.6669


.6728


.6786


.6845


.6903


.6962


.7020


.7079


.7137


.7196


62


.7254


.7321


.7387


.7454


.7520


.7587


.7653


.7720


.7786


.7853


.7919


.7986


63


.8052


.8128


.8204


.8279


.8355


.8431


.8507


.8582


.8658


.8734


.8810


.8885


64


.8961


.9048


.9134


.9221


.9307


.9394


.9481


.9567


.9654


.9740


.9827


.9913


65


1.000



 

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